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  • Address Info    : 102, 1st Floor, Topaz Society,
          Dr. Nair Road, Agripada,
          Mumbai Central (E),
          Mumbai 400011

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Terms & Conditions

Adaa'f Stock Advisory Terms & Conditions

On Registering or visiting our website you are agreeing to be bound by the following terms and conditions. The terms & conditions can be altered any time by our company’s discretion. Your usage of means that you have accepted any changes in the terms & conditions done by us. We suggest you to visit the `Terms & Conditions' section on our website regularly to stay abreast of any changes that may occur. The term and the conditions used on our website is approved by our Directors.

1) Registration

By registering, you confirm that all the information provided to you now or in the future, is accurate. You have agreed to get regular SMS alerts and other services like the news letter and top picks as displayed on our website. Our company Pragmatic Wealth Management .P Ltd who owns the site reserves the rights, in it’s our discretion, to deny you access to our website or any portion thereof without notice, if we found the violation of the user agreement.

2) License grants you a limited access, and it is further non-assignable and non-transferable license. provides you an expressly conditional access upon your agreement and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.

3) Copyrights

The design and information contained in this site is the valuable and it’s an exclusive property of Pragmatic Wealth Management P.Ltd, and nothing in this Agreement shall be will interpret as transferring or assigning any such ownership rights to you or any other person or entity. All the services provided is the proprietary, confidential property of Pragmatic Wealth Management P.Ltd, and it cannot be repeated for any reason outside the website www. . You agree not to retransmit the information or stock idea given on our website for any reason whatsoever. You agree that if you do repeat or re-post any of our services by any mean, you will be liable to be penalized as resolute by our company and additional damages to be determined by an Indian court of Law. You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database.

4) Delayed Service

Neither our company or our website including its directors, employees, agents, Analysts, or any representatives shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. does not take any responsibility to provide you access to our website while interruption of our website due to any such cause.

5) Liability & Disclaimer

It’s important to note that you explicitly agree that use of the website is at your own risk. The information, and services published on our web site may or may not have inaccuracies or typing errors. Our website or its respective vendors may make improvements or changes on our web site at any time and hence the web site may be temporarily unavailable from time to time due to maintenance, telecommunications interruptions, etc. and its owners, venders, Analysts, consultants, advertisers, partners or employees shall not be liable to user or member or any third party should exercise its right to modify or discontinue any or all of the contents, information, products and services published on our website. or its respective associated entities make no representations about the suitability of the contents, information, software, products, features and services contained on this web site for any purpose. All such contents, information, software, products, features and services are provided "as is" without guarantee of any kind. and its associated entities hereby disclaim all warranties and conditions with regard to these contents, information, software, products, features and services.
In no circumstances whatsoever shall or its associated entities be liable for any direct, indirect, punitive, incidental or consequential damages arising out of or in any way connected with the use of this web site or with the delay or inability to use this website, or for any contents, information, products & services obtained through our web site, or otherwise arising out of the use of this web site, whether based on contract, or otherwise. Stock Investing & Trading is inherently risky and you agree to assume complete and full responsibility for the outcomes of all your decisions that you make, including loss of capital. The stock ideas from website should not be interpreted as an offer to buy or sell securities, nor advice to do so. All Stock ideas and posts made by and its employees/owners/ Analysts are for information purposes only and under no circumstances should be used for actual trading. Under no circumstances should any person at this site make trading decisions based solely on the information discussed herein. It is informational in nature. We suggest you to consult a qualified broker or other financial advisor prior to making any actual investment or trading decisions. We take this that you agree not to initiate actual stock trades based on suggestion and stock ideas on the site, nor on any techniques presented on our website or any other form of information presentation. All information is for educational and informational use only. You agree to consult with a registered investment advisor, which we are not, prior to making any trading decision of any kind. Stock analysis and the performance results have certain inherent limitations. Unlike an actual performance record, hypothetical results do not represent actual investments or trading. No representation is being made that any account will or is likely to achieve profits or losses similar to what may be shown as performance analysis.

6) Appropriate Use Of Message Boards, And Other Communication Forums

Our Website contains message, bulletin boards, chat rooms, and other message and communication facilities, through this user agreement you agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. You shall in no circumstances do any of the following:

  1. Insult or abuse, harass, threaten or otherwise violate the legal rights
  2. Publish or post, distribute or circulate any derogatory, infringing, obscene, indecent or unlawful material or information.
  3. Upload files that contain software or other material protected by intellectual property laws.
  4. Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
  5. Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

All Forums are public and not private communications. Chats, postings, conferences, and other communications by other users are not endorsed by, and such communications shall not be considered reviewed, screened, or approved by our website. Our company reserves the right for any reason to remove without notice any contents of the Forums received from users, including without limitation message board postings.

7) Information Disclaimer

You accept that the information provided through is compiled from various sources, which are beyond our control, though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and does not guarantee the accuracy or appropriateness of the information. A human and mechanical error is not ruled out. You further acknowledge that provides you "as is, with all faults" basis. And we specifically disclaims any and all warranties, whether express, oral, implied, statutory or otherwise, of any kind to the users or any third party, including any implied warranties of accuracy, timeliness, completeness, merchantability and fitness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing and any implied warranties of title or non-infringement. In addition, and equity Analysts providing the stock ideas and all other information makes no endorsement of any particular security, market participant, or brokerage. Further, our company does not take any guarantee that it will meet your requirements or is suitable for your needs. Under this User Agreement, you assume all risk of errors and/or omissions on our website including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement. You further agree that and their officers, directors, employees, group companies, agents, and representatives shall not in any event be liable for any special, incidental or consequential damages arising out of the use or inability to use our website for any purpose whatsoever. Islami Tijara or any of its associates or agency appointed by it may use the contact number of the customer to notify them further about the services and products of the Company.

8) Conflicting Terms

If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of our company Pragmatic wealth management P. Ltd

9) Attorney's Fees

Our company would takes action to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, and Pragmatic Wealth Management P. Ltd shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

10) Entire Agreement

This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and By using the Information from our website, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. we don’t guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, or other of the purchase or sale of securities.
The service is provided "as is," without warranty of any kind, either express or implied, including without limitation, any warranty for information, data, services, uninterrupted access, or products provided through or in connection with the service. disclaims any and all warranties, including, but not limited to: (1) any warranties concerning the availability, accuracy, usefulness, or content of information, products or services; and (2) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. Neither nor any of its employees, agents, successors, assigns, affiliates, Analysts, group companies or content or service providers shall be liable to you or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of any warranty. Because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such countries, the respective liability of, its employees, agents, successors, assigns, affiliates, group companies and content or service providers’ respective liability is limited to the amount provided under said law. Further, you agree and understand that all services provided are non-refundable and that you should carefully consider whether our services are able to meet your needs.

11) Confidentiality/Non-Compitition Clause

You agree to keep the information received from the very confidential. You hereby consent to the Jurisdiction of the Courts of Mumbai, India with respect to violation of any part of this Agreement. You expressly agree that you will be financially liable for actual and punitive copyright infringement and loss of business damages Pragmatic Wealth Management P.Ltd. If you derive any or all of your income from a stock or financial services related to our website or we find that you have copied, made derivative works from, or in any other way duplicated the proprietary information from our website web servers or web site including the methodology.

12) Termination

The Agreement and the license rights granted hereunder shall remain in force and effect unless terminated or cancelled for any of the following reasons (1) By for any unauthorized access or use (2) By if you allot or transfer any rights granted to you under this user Agreement. (3) If the user violate any of the other terms and conditions of this User Agreement. The Termination of this Agreement shall not affect any right or relief to which may be entitled, at law. On termination of this User Agreement, all rights granted to user will terminate and revert to us.

13) Juridiction

The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Islamitijara services relationship with you in relation to this website.The term Islamitijara ' or 'us' or 'we' refers to the owner of the website whose corporate office is 102 Topaz society, 1st floor, Dr. A B Nair Road, Agdipada, Mumbai 400011. The term 'you' refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  1. The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  2. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  3. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  4. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  5. All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  6. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.
  7. From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  8. You may not create a link to this website from another website or document without Adaaf Advisory Services prior written consent.
  9. Your use of this website and any dispute arising out of such use of the website is subject to the laws of India or other regulatory authority.

14) Cancellation & Refund Policy

Our company Pragmatic Wealth management P.Ltd does not have any refund or cancellation policy. Services sold once on the website will not be cancelled or refunded under whatever circumstances.

15) Disclaimer Policy

The information contained in this website is for general information purposes only. We charge to give you information on The information is provided by Pragmatic wealth management P.Ltd through their website and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Under no circumstances we are liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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