This Risk Disclosure Document is provided by Adaaf Advisory Services Private Limited ("Adaaf", "Company"), a SEBI-registered Investment Adviser (Registration No. [INA000XXXXXX]), in compliance with the SEBI (Investment Advisers) Regulations, 2013. Clients are advised to read this document carefully before acting upon any SMS recommendation or advice provided through the Platform.
The value of securities, including equities, may fluctuate due to factors including but not limited to market conditions, economic indicators, political developments, interest rate movements, currency fluctuations, and company-specific events.
Past performance of any security, plan, or strategy (including Adaaf's Rational Analysis Framework) is not indicative of future returns. There is no guarantee that the investment objectives of any recommended stock or strategy will be achieved. The securities quoted in our research are for illustration and analytical purposes only and should not be construed as guaranteed outcomes.
Adaaf provides advice based on the information provided by the Client during risk profiling and onboarding. The accuracy and suitability of such advice is contingent on the completeness and correctness of information disclosed by the Client.
Recommendations are based on Adaaf's "Rational Analysis Framework" — a combination of fundamental research, technical analysis, and Shariah screening — using publicly available information and proprietary models, which may be subject to limitations, assumptions, and changes without notice.
Adaaf does not guarantee, assure, or promise any specific returns, profits, or capital protection from following its advice. All recommendations are delivery-based only — Adaaf does not advise on intraday or F&O trades, which carry materially higher risk of loss.
Prices of securities may rise or fall due to broader market movements unrelated to the performance of a specific issuer.
Certain recommended securities, particularly small and mid-cap stocks that often meet Shariah screening criteria, may not be easily bought or sold without impacting their price.
While our tactical/short-term calls include a defined stop-loss, market conditions such as gaps, circuit limits, or illiquidity may prevent execution at the intended price, resulting in losses greater than anticipated.
Because Shariah-compliant stocks represent a subset of the broader market, portfolios built around such recommendations may be more concentrated in certain sectors (e.g., technology, pharma, FMCG) and less exposed to sectors such as conventional banking — this may increase sector-concentration risk relative to a broad-market portfolio.
For NRI clients investing from the Middle East or elsewhere, fluctuations in currency exchange rates, repatriation rules, and cross-border regulatory requirements (e.g., FEMA, NRE/NRO/PIS account rules) may impact effective returns and the ability to act on recommendations in a timely manner.
Changes in government policy, taxation laws (including capital gains tax), or SEBI's regulatory framework may affect the value, cost, or tax treatment of investments and of our advisory services.
Recommendations are delivered via SMS. Delays, non-delivery, or errors caused by telecom networks, DND registrations, or cross-border SMS restrictions may result in the Client receiving a recommendation late or not at all, which can affect the outcome of acting on that call.
The Client acknowledges that:
Clients should only invest amounts they can afford to put at risk, considering their financial situation, investment objectives, and risk tolerance.
Adaaf, its directors, employees, or representatives do not, in any manner, guarantee, assure, or promise that the Client's investments will be profitable or that losses will not occur. Any reference to potential returns, "high-conviction" calls, or past track record in our research or marketing material is illustrative and not a guarantee of future performance.
By subscribing to any plan and using the Platform, the Client acknowledges having read, understood, and accepted the risks described in this document, as well as those described in our Terms & Conditions.
Adaaf Advisory Services Private Limited
[Registered Office Address]
Email: contact.adaaf@gmail.com
SEBI Registration No.: [INA000XXXXXX]